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Saturday
Sep252010

LAST WEEK’S STORMS PROVIDE A NECESSARY REMINDER

SEPTEMBER 19, 2010 – New Yorkers and those of us in the tri-state metropolitan area can count ourselves lucky that we only experience tornados and hurricanes upon rare occasion.

But the experience of last week, in which two tornados and a macroburst with wind speeds of up to 125 mph hit our area with literally no warning, should give everyone pause.

Luckily the fatalities were limited. And our sincerest condolences to anyone whose loved ones were killed or seriously injured. The cleanup and restoration of utilities and power continues into this week.

This experience and particularly its suddenness should remind all of us to make sure that our homeowner’s policies provide sufficient coverage in the unlikely event of another tornado or wind storm. Talk to your insurance agent or broker to make sure that you are covered for damage by storm or wind, even if you are in an area in which such a storm is unlikely.

In preparation, make an inventory of your possessions and store it in a safe place, to aid you in filing a claim with your insurance provider.

Our experience of the last week should teach us those lessons.

* Here is a link to the Insurance Information Institute’s Guidelines “In Case of a Tornado” to protect yourself and your family:

http://www.iii.org/articles/in-case-of-a-tornado.html

* And here is a link to the NOAA’s National Weather Service Storm Prediction Center:

http://www.spc.ncep.noaa.gov/products/watch/

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